Boomer Authority™

Al Kernek
  • Male
  • Menifee, CA
  • United States
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Al Kernek's Friends

  • Carla Tara
  • Carol McLaughlin
  • Kathi Casey
  • Randy Patterson
  • Lee E. Shilo
  • Michael Barrett
  • Luis Miranda
  • Martin D. Diano

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Al Kernek's Page

Latest Activity

Al Kernek posted a blog post

New Website Provides Advice for Boomers with Home-Based Businesses

Like most older Baby Boomers I know, I have been busy making a living over the past months. While maintaining my existing businesses, I partnered in launching two new endeavors which fortunately have really taken off.  Plus, I finally found time (usually late at night or early morning) to work on a pet project. I have launched a…See More
Jan 26, 2016
Al Kernek posted a blog post

New Website Provides Advice for Boomers with Home-Based Businesses

Like most older Baby Boomers I know, I have been busy making a living over the past months. While maintaining my existing businesses, I partnered in launching two new endeavors which fortunately have really taken off.  Plus, I finally found time (usually late at night or early morning) to work on a pet project. I have launched a…See More
Feb 10, 2014
Al Kernek posted a blog post

Older Boomers Must Overcome Financial Setback To Retire

It is estimated that more than half of Baby Boomers fifty or older were seriously impacted by the Great Recession. Most saw their retirement savings, much of it in 401Ks, take a nose dive. Home equities often vanished and many found themselves suddenly upside down on their mortgages. According to the Center for Economic and Policy Research, "The collapse of the housing bubble has decimated the holdings of the vast majority of near retirees, who will have little or no housing wealth this year…See More
Jun 13, 2011
Al Kernek updated their profile
Apr 30, 2011
Al Kernek joined Jennie Hasselbacher's group
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Self Help for Seniors

Have you lost more than half of your planned Retirement Income in the past years, due to the failing economy?This group discusses how each of us are dealing with these losses, and what we are doing to regain what we have lost.See More
Apr 30, 2011
Al Kernek and Luis Miranda are now friends
Dec 15, 2010
Al Kernek posted a blog post

Baby Boomer Tools - Fannie Mae Launches Borrower Education Site

This just in from Chris McLaughlin at SmartReal EstateNews.com :Fannie Mae is launching a borrower-facing outreach site designed to educate distressed homeowners on potential retention strategies and foreclosure alternatives. The online education resource — available in both English and Spanish — offers calculators to demonstrate to borrowers the mechanics of refinance, repayment, forbearance and modification options. It also…See More
Aug 9, 2010
Al Kernek posted a blog post

Upside-Down Boomer Home Owners Face Tough Choices. What are the Alternatives?

Baby Boomer homeowners who are “upside down” in their mortgages face tough choices. Their home equity evaporated when the recession hit, and now they owe more on the property than it is worth. Perhaps they have lost their jobs too. Probably their savings have been reduced. They look around the neighborhood and see that properties similar to theirs are selling at two-thirds or even less of their mortgage amount. What action should they take? What are their alternatives?This is not an unusual…See More
May 4, 2010
Al Kernek updated their profile photo
May 2, 2010
Al Kernek and Randy Patterson are now friends
Feb 15, 2010
Al Kernek and Carla Tara are now friends
Nov 24, 2009
Martin D. Diano and Al Kernek are now friends
Sep 7, 2009
Al Kernek and Lee E. Shilo are now friends
Sep 7, 2009
Al Kernek and Carol McLaughlin are now friends
Aug 27, 2009
Al Kernek left a comment for Kathi Casey
"Hi Kathi: I own a small business marketing consulting firm, Pacifica Endeavors, I also created and operate a public service site for baby Boomers: www.BabyBoomerlifeboat.com."
Aug 21, 2009
Kathi Casey left a comment for Al Kernek
"Well, Al - One can never have too many friends. What made you post your profile on this site, Al? I am here because my marketing manager is in charge of all my social networking sites, and says that I need to get to know people - boomers like me -…"
Aug 21, 2009

Profile Information

About Me:

My academic credentials include a B.A. in Mathematics from UCLA, a M.A. in Business Management from the University of Nebraska and an A.A. degree in Real Estate.

Before launching a business career, I served five years in the Air Force, including a long tour in Vietnam. I left the military as a Captain.

I have over thirty years of marketing and sales experience in the computer industry. For the last ten years, I have managed my own marketing consulting firm, Pacifica Endeavors LLC, focused on mentoring start-ups and small businesses. I am also a partner in businesses addressing food safety (www.certificationfoodsafety.com) and manufacturing quality (www.isocalifornia.com).

In addition to client sites, I operate five Websites myself:

www.BoomerHomeBizAdvice.com

www.BabyBoomerLifeboat.com
www.SmallBizSmartMarketing.com
www.RENewsletter.com
www.FindQualityConsultant.com

I have also authored and published three books addressing Internet marketing for non-techies. These are sold worldwide.

In addition, I am a licensed real estate broker in California. During the past few years, I have put this knowledge and experience to use advising Baby Boomers hurt by the recession about how to deal with tough real estate issues and still comfortably retire.

My wife and I now reside in Menifee, CA. It is still close enough to the beaches for bike rides and the local mountains for skiing. And I have the opportunity to work on my challenged golf game every now and then.

I appreciate what Boomer Authority is doing in providing a platform to leverage our generation's experience and expertise. Boomers will continue to play a major role in industry and national initiatives for years to come!

Al Kernek's Blog

New Website Provides Advice for Boomers with Home-Based Businesses

Like most older Baby Boomers I know, I have been busy making a living over the past months. While maintaining my existing businesses, I partnered in launching two new endeavors which fortunately have really taken off.  Plus, I finally found time (usually late at night or early morning) to work on a pet project.…

Continue

Posted on November 18, 2013 at 10:30am

Older Boomers Must Overcome Financial Setback To Retire

It is estimated that more than half of Baby Boomers fifty or older were seriously impacted by the Great Recession. Most saw their retirement savings, much of it in 401Ks, take a nose dive. Home equities often vanished and many found themselves suddenly upside down on their mortgages. According to the Center for Economic and Policy Research, "The collapse of the housing bubble has decimated the holdings of the vast majority of near retirees, who will have little or no housing wealth this year… Continue

Posted on April 30, 2011 at 10:18am

Baby Boomer Tools - Fannie Mae Launches Borrower Education Site



This just in from Chris McLaughlin at SmartReal EstateNews.com :



Fannie Mae is launching a borrower-facing outreach site designed to educate distressed homeowners on potential retention strategies and foreclosure alternatives. The online education resource — available in…

Continue

Posted on August 9, 2010 at 2:59pm

Upside-Down Boomer Home Owners Face Tough Choices. What are the Alternatives?

Baby Boomer homeowners who are “upside down” in their mortgages face tough choices. Their home equity evaporated when the recession hit, and now they owe more on the property than it is worth. Perhaps they have lost their jobs too. Probably their savings have been reduced. They look around the neighborhood and see that properties similar to theirs are selling at two-thirds or even less of their mortgage amount. What action should they take? What are their alternatives?

This is…

Continue

Posted on May 2, 2010 at 9:25am

Comment Wall (1 comment)

You need to be a member of Boomer Authority™ to add comments!

At 5:14pm on August 21, 2009, Kathi Casey said…
Well, Al - One can never have too many friends. What made you post your profile on this site, Al? I am here because my marketing manager is in charge of all my social networking sites, and says that I need to get to know people - boomers like me - from all across the globe. I take her advice. And here we are! Say more about you!
 
 
 

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